For those of you unfamiliar with Churning, it's the practice of signing up for a rewards credit card, spending enough with your everyday purchases to get the (usually significant) reward and then cancelling it. Many of these cards are cards with annual fees (which is commonly waived and/or the one-time...
Is there any interest in an (ideally northern) LA meetup? I live in Natchitoches, which would probably not be an ideal location (unless there are people coming from both Shreveport and Alexandria). I know of at least one reader in Baton Rouge; is there anyone else out there?
Huh. A sister (chemical) plant to mine manufactures HPMC in Belgium. That's probably what's making the actual barrier. I wonder how necessary the other ingredients are.
I only give 10%, but that is enough to make itemizing deductions worth it for me, when combined with my mortgage interest. I am also looking to retire early (or at least become financially independent and increase donations substantially). Good financial advice is always relevant to everyone.
Three hundred dollars is a pretty minimal deduction. I expect there are at least a few effective altruists on here who have significant enough charitable contributions that it still makes sense to itemize deductions even with the increase in the standard deduction.
cash contributions to charity have a special call-out
Is this true? I don't think it is. From irs.gov: "You may deduct charitable contributions of money or property made to qualified organizations if you itemize your deductions."
I found my favorite strategy for responding to salary questions on r/negotiation several months back: "Right now I'm focused on trying to figure out if this job is a good fit for the direction I want to take my career. If we both decide it is, I'm sure we can come to an understanding on salary."
Then, if they press: "Well I don't think it's fair to consider just salary in comparing job offers. I'd have to look at a total holistic benefits package to fairly compare two offers."
Then if they insist: "Look, you and I both know that my naming a desired salary puts me at a negotiating disadvantage. Please don't ask again." At this point, you probably don't want to work at this company anyway.
Two notes:
Interesting. I didn't realize that (wasn't active on LW at the time). Is Scott not interested in cross posting?
Does Scott's contract with Substack prevent automatic cross-posting here? I really do loathe Substack as a UI.
One of the differences is that transmission is, for obvious reasons, much, much easier to control on an island. Hawaii isn't doing nearly as badly as the rest of the United States, for example.
For those of you unfamiliar with Churning, it's the practice of signing up for a rewards credit card, spending enough with your everyday purchases to get the (usually significant) reward and then cancelling it. Many of these cards are cards with annual fees (which is commonly waived and/or the one-time reward will pay for). For a nominal amount of work, you can churn cards for significant bonuses.
Ordinarily I wouldn't come close to spending enough money to qualify for many of these rewards, but I recently made the Giving What You Can pledge. I now have a steady stream of predictable expenses, and conveniently, GiveWell allows donations via most any credit card. I've... (read 159 more words →)
Is there any interest in an (ideally northern) LA meetup? I live in Natchitoches, which would probably not be an ideal location (unless there are people coming from both Shreveport and Alexandria). I know of at least one reader in Baton Rouge; is there anyone else out there?
I was in Natchitoches, unfortunately, so a bit away from you. I met a guy once from Munroe. But I've since moved to Virginia, so I probably won't be attending any hypothetical LA meetups.