At that point, the equation would be, "work at Burger King and use the money <to donate to cause X>". The same for getting life insurance. And that option is currently not feasible due to the fact that I already have a hard time going to work at the job I have. There's a reason I called it wastage.

I know it sounds like a status grab and signalling and all that jazz, so let me explain: I consider my martyrdom to be a symptom of depression that just so happens to benefit certain organizations. I doubt they'd complain, despite its effects on my life. I used to tell people I didn't know what to do with my money (interesting aside: the dozen or so times I said this, the answer was always the same, nearly verbatim: "give it to me"), then for a while I told people I was going to live forever (cryonics, transhumanism, etc), now I tell people I'm going to save the world.

Ideally, I'd like to do both, but right now the cost of cryonics is outrageous when compared with the (lack of) funding put toward such important issues as existential risk. I honestly believe the values don't even fit on the same scale.