Very good post Louie! I agree with all the points, pretty much.

Number 11 seems especially important - it seems like a common trap for people in our crowd to try to over-optimize, so for me having an enjoyable life is a very high priority. A way of thinking that seems to work personally is to work on the margin rather than trying to reorganize my life top-down - to try to continually be a bit more awesome, work with more interesting people, get a bit more money, invest a bit more energy, etc, than yesterday.

In contrast, if I started out trying to allocate the resources I had access to / could gain access to in an optimal manner I suspect I would be paralyzed.