I would want the 80k, given I've not met anyone who trusted my idea I got from an article at Cracked - that you're supposed to help each other, and not be in debt to them, and therefore contribute the percentage you can, so if you make 20 % of the income, you're responsible for 20 % of expenses - since I've yet to make more money than any potential partners. I basically only want to feel like I'm not freeloading on anyone, including my spouse.