Why do you think so? What I've seen from GiveDirectly and the conversations I've had with poor people don't bear this out. I'm not saying you're wrong, but do you have factual support for this I could see?
It's actually a bit worse than that.
The GBI is a guaranteed income stream, right? So, can I sell it? Can I put it up as a collateral for a loan? Can I get that shiny car right now if I sign over my GBI to you for the next ten years? Deal!!
If it's worth saying, but not worth its own post (even in Discussion), then it goes here.
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