As per a recent comment this thread is meant to voice contrarian opinions, that is anything this community tends not to agree with. Thus I ask you to post your contrarian views and upvote anything you do not agree with based on personal beliefs. Spam and trolling still needs to be downvoted.
If you fail to buy car insurance, you deserve the expected cost?
I was thinking deserving something bad meant you did something bad, not that you did something stupid.
When you say "deserve," do you mean to imply that it is terminally better for people who deserve more to get more, and people who deserve less to get less?
If you fail to buy auto liability insurance and cause an accident (which is entirely predictable over long periods), then my first guess is that you deserve the impoverishment that comes from the situation.
If you fail to buy uninsured motorist insurance and are in an accident that you don't cause (which is entirely predictable) and faulty driver has no insurance and can't pay (which is also entirely predictable), then my first approximation is still pretty good. It is a little off because you could be beset with e string of bad luck.
I think of it the other... (read more)