As a Certified Financial Planner, I'm authorized to give planning advice for Canadians, but not outside Canada. That's one reason why I must emphasize that what I'm going to say here is not advice; an even more important reason is that I have no idea about your circumstances, therefore couldn't give advice even if you're Canadian, ... so take it with appropriate caution and level of generality. Having said that, I think I may be able to give you some food for thought.
As a Certified Financial Planner, I'm authorized to give planning advice for Canadians, but not outside Canada. That's one reason why I must emphasize that what I'm going to say here is not advice; an even more important reason is that I have no idea about your circumstances, therefore couldn't give advice even if you're Canadian, ... so take it with appropriate caution and level of generality. Having said that, I think I may be able to give you some food for thought.
You're asking for software and articles. On my http://personalfinancialplanning.ca site you can find a lot that I believe is worth reading/watching. In addition to http://asset-aid.com/blog/index.php/2008/06/01/financial-life-planning/, perhaps the most useful would... (read more)