Here's an interesting but very old paper - two theories of Heat Control.
It discusses mental models of home heating systems (thermostats) non-experts use.
These models tend to be extremely wrong from theoretical perspective, but surprisingly useful in practice.
The findings are applicable to a much wider range of subjects than just thermostats, and have certain epistemological significance, especially with regard to compartmentalization.
"Macro regularities" often have mathematical explanations
Tao, Draft article on universality
I think this is a better justification for Occam's razor then the one based on Solomonoff induction.